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Mortgage Pacifica California and surrounding areas John E. Gonzalez. |
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Below you will find today's average
rates. Depending on the circumstances
we could quite possibly do better
then those listed. However, there
are so many programs and so many
different rates that can apply
to any given situation and credit
score. It's IMPOSSIBLE for you
to get an accurate quote from
an internet posted rate page
or even by telephone shopping.
Interest rates are like a fingerprint,
they are different for everyone.
Rates change daily and often
several times in one day, so
yesterday's rate quote, or even
this morning's rate quote for
that matter, may be obsolete
and/or worthless when rate shopping.
Here are a just a few factors that would cause an interest rate to vary:
- Bankruptcy or past foreclosure
- You don't occupy the subject property (ex. second home or investment property)
- Late mortgage or other credit payments
- Other Credit issues
- The amount of your down payment or equity in the property
- The type of loan program you select
- And many, many more
For an accurate interest rate quote, please call our office at 650.355.2503 Ext. 103, Toll Free 888.355.2503 Ext.103 or
send your request via email by clicking Contact Us.
For the most accurate of rate quotes, simply fill out our secure online application
by clicking on the button below. There is no cost and no obligation to do so.
| Rates
as of 5/8/2008 |
Loans
under
$417,000 |
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| 40 Year Fixed |
| Rate:
6.250 % |
Points: 0.412000 |
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| 30 Year Fixed |
| Rate:
5.750 % |
Points: 0.758000 |
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| 15 Year Fixed |
| Rate:
5.375 % |
Points: 0.700000 |
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| 10/1 ARM |
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| 10/1 ARM (LIBOR) |
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| 7/1 ARM (LIBOR) |
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| 5/1 ARM |
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| 5/1 ARM (LIBOR) |
| Rate:
5.000 % |
Points: 0.632000 |
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| 3/1 ARM (LIBOR) |
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| 10/1 ARM-INT ONLY |
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| 10/1 ARM-INT ONLY (LIBOR) |
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Rates subject to change without notice.
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Use
this payment calculator to estimate
your monthly payment. Other terms
available. Call for details.
For actual rates please call us or complete an application. Rate
subject to change without notice. Rates available on owner-occupied
single family residential properties. Subject to underwriting approval.
Not all applicants will be approved. Some restrictions apply. Fees,
terms & conditions apply. Call for details. |
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| If
you want to know exactly
what rates and amounts
of money you qualify for,
click Apply
Online. The information
you submit is secured through
128bit military encoded
encryption. |
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Want
to get a general idea
of what you qualify for?
Try our Quick
Pre-Qualification and
we will give you a quote
based on a few pieces
of information. |
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John The Loan Guy 1005 Terra Nova Blvd, Ste. 5, Pacifica, CA 94044
Tel. 650.355.2503 Ext. 103, Toll Free 888.355.2503 Ext.103, fax. 650.989.4207
info@johntheloanguy.com |
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